CDs and IRAs

Investment Options and Advantages

Both CDs and IRAs can be important components of a diversified investment portfolio. CDs are a good choice for investors who want a low-risk investment with a guaranteed return, while IRAs can provide tax advantages and a wider range of investment options for retirement savings.

It's important to consider factors such as interest rates, fees, and investment options when choosing between CDs and IRAs. Consult with our team to determine the best investment strategy for your individual needs and goals.

Features of CDs and IRAs Include:

• $1,000.00 Minimum deposit to open
• Interest is credited quarterly
• Monthly or Quarterly checks are available on amounts of $2,500.00 or higher
• Terms of 3 months to 60 months
• Other Terms or Specials may also be available
• Subject to early withdrawal penalty
•  Automatically renews at maturity

CD and IRA Options

Each depositor is insured to at least $250,000.00 by FDIC.

For more information about FDIC insurance coverage of accounts, visit www.fdic.gov.

Deposit Rates are subject to change. For current rates call 419-238-9662 or view Rates.